Welcome to the National Consumer Bankruptcy Rights Center (NCBRC). We are dedicated to protecting the rights of consumer debtors in bankruptcy appeals, ensuring fair and just treatment within the legal system. Our mission is to advocate for a balanced approach to bankruptcy law, providing support and resources for consumers and attorneys alike. Together, we strive to uphold the integrity of the bankruptcy process for individuals seeking a fresh financial start.
NCBRC Gratefully Acknowledges Our Most Generous Donors
Diamond Level (Over $10,000)
• AMERICAN COLLEGE OF BANKRUPTCY FOUNDATION
• HSF KRAMER
* QUINN EMMANUEL FOUNDATION
• LOWENSTEIN SANDLER LLP (CY PRES)
• REED ALLMAND
Latest Posts
Michigan Supreme Court Leaves Presentment Ruling in Place; Governor Vetoes Bankruptcy Exemption and Garnishment Reforms
Court victory preserves the constitutional presentment requirement, but veto leaves vulnerable Michigan consumers without long-overdue protections On July 10, 2026, the Michigan Supreme Court denied the applications for leave to appeal in Senate v. House of Representatives, leaving undisturbed the Michigan Court of Appeals’ ruling that the House must present nine previously passed bills to…
Goldman Sachs Petitions Supreme Court for Review in Automatic Stay Arbitration Case
In March, we reported on the Fourth Circuit’s 2-1 decision in Goldman Sachs Bank USA v. Brown, No. 25-1439, affirming a bankruptcy court’s refusal to compel arbitration of debtors’ claims for willful violation of the automatic stay under Section 362(k). Goldman Sachs has now sought further review, filing a petition for a writ of certiorari…
Seventh Circuit Affirms: Chapter 13 Plans May Pay Debtor’s Counsel Before Nonpriority Unsecured Creditors
Court Rejects City of Chicago’s Bid to Subordinate Attorney’s Fees to General Unsecured Claims In a published opinion, the Seventh Circuit affirmed the confirmation of two below-median Chapter 13 plans that provided for payment of debtor’s attorney fees ahead of distributions to nonpriority unsecured creditors. In In re Falkner, Nos. 25-2878 & 25-2879 (7th Cir….