Author Archives: NCBRC

Marrama v. Citizens Bank of Massachusetts, No. 05-996 (USSCt)

Type: Amicus Date: August, 2006 Description: Whether section 706(a) grants debtor unqualified one-time right to convert from chapter 7 to chapter 13 Result: Affirmed. Debtor lost. 549 U.S. 365, 127 S.Ct. 1105 (2007) Brief

United Student Aid Funds v. Espinosa, No. 08-1134 (USSCt)

Type: Amicus Date: October 20, 2009 Description: Whether student loan creditor can conduct post-discharge collection where loan was discharged without AP Result: Affirmed. Debtor won. 130 S. Ct. 1367, 176 L. Ed.2d 158 (2009) Espinosa NACBA Amicus USSCt Espinosa USSCt opinion

Schwab v. Reilly, No. 08-538 (USSCt)

Type: Amicus Date: September 25, 2009 Description: Claimed exemption in the amount of 100% FMV Result: Reversed and remanded,  130 S. Ct. 2652 (2010) schwab-nacba-amicus-sct Schwab v. Reilly USSCt opinion June 17, 2010

Hamilton v. Lanning, No. 08-998 (USSCt)

Type: Amicus Date: December 28, 2009 Description: “Mechnical” vs. “forward-looking” approach to projected disposable income Result: Affirmed.  Debtor won. Hamilton v Lanning USSCt opinion Lanning NACBA Amicus USSCt brief

Ransom v. MBNA, No. 09-907 (USSCt.)

Type: Amicus Date: March 3, 2008 Description: Vehicle expense deduction Result: Judgment affirmed – debtor lost Ransom SCtOpinion

Fisette v. Keller, No. 11-6012 (B.A.P. 8th Cir.)

Type: Debtor’s Brief Date: August 29, 2011 Description: Whether wholly unsecured lien may be stripped off in chapter 20 Result: Reversed. Debtor won. Fisette BAP 8th Cir debtor brief Fisette BAP 8th Opinion

Penrod v. Americredit Fin. Servs., No. 08-60037 (9th Cir.)

Type: Debtor Date: March 30, 2009 Description: Whether a creditor holding a claim that includes the payoff of negative equity in a trade-in vehicle has a purchase money security interest entitled to protection of the hanging paragraph. Result: Debtor won. 611 F.3d 1158 (9th Cir. 2010). Penrod 9th Cir opinion Penrod Debtor’s brief

Burnett v. Stewart Title, Inc., No. 10-20250 (5th Cir. 2010)

Type: Amicus Date: June 21, 2010 Description: Whether § 525(b) prohibits discrimination against prospective employees based on the employees’ status as bankruptcy debtors. Result: Debtor lost. 635 F.3d 169 (5th Cir. 2011). Burnett 5th Cir opinion Burnett NACBA Amicus 5th Cir

In re Schafer, No. 11-1340 (6th Cir.)

Type: Amicus Date: June 28, 2011 Description: Whether Michigan’s exemptions, which are available only to bankruptcy debtors, violate the Bankruptcy Clause of the U.S. Constitution. Result: Affirmed Aug. 20, 2012 Schafer 6th NACBA amicus Schafer opinion 6th

In re Scott, No. 10-33131 (Bankr. S.D. Ill.)

Type: Amicus Date: May 6, 2011 Description: Whether debtors who make some payments on secured vehicles can deduct  the full Ownership Cost set forth in the IRS Local Standards when calculating projected disposable income. Result: Debtor won. 2011 WL 3501835 (Bankr. S.D. Ill. Aug. 9, 2011) Scott Bankr SD Ill opinion Scott NACBA Amicus Bankr […]